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Quick answers

Before you ask

The things people ask us most often.

Yes — joining is completely free. You only need to fund your savings with as little as ₦500 to get started, and there are no monthly account fees, no maintenance charges, no hidden deductions.
Your savings become withdrawable after 30 days of consistent saving — this protects you from impulse withdrawals and helps you build the discipline that turns into real wealth. After 30 days, withdrawals are instant and free.
Yes — we support WhatsApp and SMS-based saving for members without smartphones. Just message us and we'll guide you through saving, checking your balance and withdrawing — all from a basic phone.
Your savings are held in licensed, insured partner banks and never lent out or invested without your explicit instruction. All transactions are encrypted, all balances are auditable in the app, and we publish a quarterly transparency report on our savings pool.
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Free to join • From ₦500 • No hidden charges