Quick Approval
Apply in minutes and get a decision within 24 hours. No long forms, no endless back-and-forth — just quick answers when you need them.
We give loans
We Give Loans — We Help You
Quick, affordable loans backed by your savings history. Money for school fees, business, rent or emergencies — delivered fast, with terms that respect your pocket.
24hrapproval
Up to ₦500kloan limit
₦500,000maximum loan
2.5%interest / month
3–12months repayment
1.5%one-time fee
Why our loans
Built on trust & respect
Four promises we make to every member who borrows through Save Correct with Lisa.
Low Interest
From just 2.5% per month, charged flat — no compounding tricks, no surprise fees. You see the full cost before you accept.
Flexible Repayment
Spread repayment across 3 to 12 months — pick a plan that fits your income flow and the dates you actually get paid.
Trusted & Confidential
Your business stays your business. We never share your loan details with anyone — not even other members of your contribution circle.
₦150,000loan, 24hr approval
"The loan came through in one day — and our shop is now ours, debt-free."
Mr & Mrs Adeyemi had saved ₦25,000 weekly with their circle for over a year when their dream shop space opened up in Jos. A ₦150,000 loan — approved within 24 hours on the strength of their savings history — covered the gap. They repaid in full, two months early, with zero penalties.
Loan calculator
Estimate your repayment
Drag the sliders to see exactly how much you'll pay back. No hidden maths, no surprises — the figure you see is the figure you pay.
Loan Calculator
Estimate your repayment in seconds
How it works
From application to cash in 4 steps
The whole journey, from tapping "Apply" to money in your wallet, takes 24–48 hours.
Apply
Submit your request
Open the app, choose your amount and tenure, and submit. Takes under 2 minutes — no paperwork, no branch visits.
Review
We verify your history
We check your savings history and KYC status to set your eligibility and loan limit — usually within a few hours.
Approve
Get your offer
You receive a transparent offer — amount, monthly repayment, total cost. Review and accept; we never auto-debit without your say-so.
Disburse
Money in your wallet
Funds land in your Save Correct wallet within 24 hours of acceptance — withdraw to your bank instantly, free of charge.
Worked examples
See what real loans look like
Three sample loans at 2.5% per month flat interest. Your actual offer may vary based on your savings history.
| Loan amount | Tenure | Monthly repayment | Total interest | Total repayment |
|---|---|---|---|---|
| ₦50,000 | 3 months | ₦20,833 | ₦3,750 | ₦53,750 |
| ₦200,000 | 6 months | ₦38,333 | ₦30,000 | ₦230,000 |
| ₦500,000 | 12 months | ₦52,083 | ₦150,000 | ₦650,000 |
Interest is calculated at 2.5% per month on the principal, charged flat. A one-time 1.5% processing fee applies at disbursement.
Questions
Loan FAQ
Everything you might want to know before you apply.
Your loan limit is based on your savings history with Save Correct with Lisa — how long you've been saving, how consistent your deposits are, and your total saved balance. Members who save consistently for 3+ months typically unlock ₦50,000–₦500,000 in eligibility.
You need an active Save Correct account, a verified KYC status (BVN + valid ID), and at least 3 months of savings history. Once those are in place, applying takes under 2 minutes from your phone.
Most applications are reviewed within 24 hours. Once you accept the offer, the funds land in your Save Correct wallet within 24 hours and can be withdrawn to your bank instantly, free of charge.
Yes — you can repay early at any time, in part or in full, with no early repayment penalty. Interest is calculated only up to the months you actually use, so paying early reduces your total cost.
Life happens. If you miss a scheduled repayment, we'll reach out via WhatsApp and SMS to discuss options before anything else. We never report to credit bureaus without first giving you at least 14 days to make good. Save Correct is here to help, not to punish.
100%. Your loan details are encrypted at rest and in transit, visible only to you and the small team that processes your application. We never share your loan information with other members — not even those in your contribution circles.
Ready to borrow
Apply for your loan today
Quick • Low Interest • Flexible Repayment